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How to Apply for a Student Loan for the 2016-17 Academic Year

The William D. Ford Federal Direct Loan (Direct Loan) Program is a federally funded student loan program. Under this program, the U.S. Department of Education is the lender.

All student loan applicants must submit the following documentation to the Financial Aid Office. Failure to comply will result in the cancellation of your loan award:
  • All Borrowers
    • Free Application for Federal Student Aid (FAFSA)External Link electronically submitted to Wor-Wic Community College (school code 013842)
    • If selected for verification, submit all required financial aid paperwork
      • View your Financial Aid Checklist on Self-Service Financial Aid on http://my.worwic.edu to determine the information needed to complete your financial aid file.
    • Students transferring credits in from another college:
      • Submit an official college transcript from all institutions attended to the Registrar's Office showing transfer credits.
  • First Time Borrowers at Wor-Wic
  • Returning Borrowers to Wor-Wic
    • Complete a Returning Borrower Packet at myWor-Wic Financial AidExternal Link (student login required). Turn in the packet to the Financial Aid Office for review.

When applying for a Federal Direct Loan, students must:

  1. Maintain at least half-time enrollment (6 credit hours) to remain eligible for Federal Direct Loans.
  2. Enroll in courses required for the declared major.
  3. Maintain satisfactory standing according to the Financial Aid Satisfactory Academic Progress (SAP) policy standards.
  4. Not borrow in excess of the aggregate loan limits.
  5. Accept responsibility for repaying their student loan once they graduate, drop below half-time, or withdraw (even if the student does not graduate).
  6. Accept responsibility for officially updating their contact information with the institution’s Admissions Office during periods of enrollment and after separation from the institution. Failure to do so could result in negative consequences for the student. Please contact the Admissions Office at 410-334-2895 to provide updated contact information.
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