Types of Financial Aid

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Wor-Wic offers many financial aid options. Learn how to apply for what you need to fund your education.

There are many options to help you fund your education. Applying for funding may take a little bit of time and effort, but our financial aid office is here to help you navigate the process. Remember that all options for financial aid start with completion of the FAFSA. For more information on how to complete it, visit our Financial Aid & Scholarships page.

Many Maryland state grants and scholarships require the FAFSA, but some also require you to complete a separate application through the Maryland Higher Education Commission on MDCAPS. More information on state grants and scholarships is below.

Want to work at Wor-Wic to help fund your education? If your eligible, the federal work-study program may provide you financial assistance for working with us during the school year. It starts by completing the FAFSA, and please let Lori Smoot, director of career services, at 410-334-2898 or lsmoot@worwic.edu know you are interested.

Finally, we have our own scholarships provided by local donors and the Wor-Wic Community College Foundation. Many of our scholarships require the FAFSA . Complete our scholarship application to be considered for institutional scholarships.

Explore the types of aid we offer below, and contact our financial aid office for assistance.

Federal Pell Grant

Awarded to undergraduate students who have exceptional financial need and who have not earned a bachelor’s or graduate degree
Annual award maximum for 2023-24 is $7,395
Lifetime eligibility is limited to 12 full-time semesters or the equivalent

Federal Supplemental Educational Opportunity Grant

Awarded to undergraduate students who have exceptional financial need and who have not earned a bachelor’s or graduate degree
Federal Pell grant recipients receive priority
Annual award maximum for 2023-24 is $4,000

Federal Work-Study Program

Provides part-time jobs for undergraduate students who are enrolled in college and have financial need
For more information, visit Career Services Federal Work Study Program.

Federal Direct Loan Program

Direct Subsidized Loans
- Loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education
Direct Unsubsidized Loans
- Loans made to eligible undergraduate students, but the student does not have to demonstrate financial need to be eligible
Direct PLUS Loans
- Loans made to parents of dependent undergraduate students to help pay for educational expenses not covered by other financial aid

Maryland State Grants and Scholarships

Maryland state grants and scholarships are accepted through the MDCAPS system and may have specific deadlines and additional documents required
- Maryland Community College Promise Scholarship Program
- Educational assistance grant
- Campus based educational assistance grant
- Guaranteed access grant
- Part-time grant
- Delegate scholarships
- Senatorial scholarships
- Edward T. Conroy Memorial Scholarship
- 2+2 Transfer Scholarship
- Workforce Shortage Student Assistance grant program
- Near Completer Grant
- Charles W. Riley Firefighter & Ambulance & Rescue Squad Member Scholarship Program
- Veterans of Afghanistan and Iraq Conflicts Scholarship Program
- Tuition Waiver for Foster Care Recipients
- Tuition Waiver for Unaccompanied Homeless Youth
- Tuition Waiver for Students with Disabilities

Institutional Scholarships

- Need-based
  - Scholarships based on financial need are available to eligible students through funding provided by individuals, businesses and organizations associated with the college or the college’s foundation.
  - Complete the FAFSA annually to verify eligibility for need-based scholarships.
  - Submit the online scholarship application annually to be considered for need-based scholarships.
  - Visit the scholarship application for the application deadlines.
- Merit-based
  - Scholarships based on scholastic achievement are available to students through funding provided by individuals, businesses and organizations associated with the college or the college’s foundation.
  - The FAFSA is not required for merit-based scholarships.
  - Submit the online scholarship application to be considered for merit-based scholarships.
  - Visit the scholarship application for the application deadlines.

Types of Financial Aid

Wor-Wic offers many financial aid options. Learn how to apply for what you need to fund your education.

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